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Publisher: Miami Today
April 8, 2026

Geopolitical issues adding to mortgage market volatility

Volatility in today’s mortgage market is being driven by more than just interest rates.

In Miami Today, Day Pitney Miami Real Estate Partner Sandra Ferrera explains how geopolitical pressures are introducing new volatility and uncertainty into lending, where even modest rate swings can quickly impact pricing, deal viability, and borrower behavior. Ferrera highlights a broader shift underway, noting that lenders are increasingly focused on underwriting discipline, structural protections, and long-term loan performance. As she explains, “It’s no longer just a rate-driven market; it’s a risk-driven one.”

As a result, transactions are becoming more complex, with greater emphasis on contingencies, documentation, and flexibility to navigate rapidly changing conditions.

Read the full article here.

Contacts

Sandra M. Ferrera
Sandra M. Ferrera
Partner
Miami, FL
| (305) 373-4033

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