Rosemary G. Ayers


F: (860) 881 2525
Overview Experience Insights News Education and Credentials Recognition and Community


Rosemary Ayers represents developers, investors and lenders in the development, acquisition, financing and sale of commercial real estate projects throughout New England and the United States. She has substantial experience structuring complex real estate joint ventures for pension funds and representing fund advisors in the acquisition, financing, asset management and disposition of fund investments. Rosemary also guides large development and redevelopment projects and public-private partnerships from concept to reality.

Rosemary counsels developers and lenders of privately funded and government-subsidized multi-family housing projects in all aspects of acquisition, development and management. She has worked on numerous residential and commercial condominiums and other forms of common interest communities.

Rosemary's practice also involves advising lenders on the foreclosure, conveyance in lieu of foreclosure and restructuring of distressed real estate projects, including multi-family, office, mixed-use and common interest community projects.


Prior results do not guarantee a similar outcome.

Represented pension fund advisor in the acquisition, sale and financing of multi-family projects, shopping centers, multi-use projects and office buildings throughout the U.S.; recent transactions included acquisition and financing of office building in Durham, NC; financing of office building in Clearwater, FL; advice on acquisition of shopping center in Annapolis, MD; acquisition of shopping center in Augusta, GA; sale of shopping center in Mullica Hill, NJ; sale of warehouse/light manufacturing building in Santa Ana, CA; and acquisition and financing of multi-tenant office building in San Diego, CA

Served as lender's counsel in the recovery on a 3-asset portfolio involving affiliated borrowers, resulting in a loan sale, a deed in lieu of foreclosure (and settlement of third party litigation), and a foreclosure proceeding, as well as the subsequent sale of the recovered real estate assets

Served as lender's counsel on two unrelated New York City construction loans in triparty agreement negotiations among lender, borrower and third party from whom borrower acquired real property for high-rise condominium project, one loan involving a development period master lease/sublease structure and borrower's construction of academic space, and one loan involving retention of certain development rights by third party during construction and borrower's construction of academic space and faculty housing

Served as lender's counsel in a defaulted retail/market rate housing/affordable housing project, which involved acquiring subordinate interests, a forbearance agreement and the cooperative marketing and refinancing of the project

Represented college in the development and financing of a multi-building student housing project by a private student housing developer, including ground lease, leasehold financing, management and exclusive licensing agreements

Counsel to the Town of Mansfield, CT, in the Storrs Center project, a mixed-use town center and main street corridor at the crossroads of the Town of Mansfield and the University of Connecticut, involving the use of tax assessment fixing agreements, development and related agreements and state and federal grants for brownfields remediation and public infrastructure, including roads, streetscape improvements, a public parking garage and intermodal hub, and a Town Square, to accompany the investment by private developers

Served as developer's counsel in the development of Blue Back Square, a 600,000-square foot, $200 million mixed-use real estate development project in West Hartford, Connecticut, involving private improvements, public garages, infrastructure and streetscape improvements, condominium creation, construction and permanent financing, asset management and disposition



Education and Credentials

University of Connecticut School of Law, J.D., cum laude, 1988, Connecticut Law Review, Note and Comment Editor
Trinity College, B.A., cum laude, 1985, Economics
State of Connecticut

Recognition and Community


Chosen for inclusion in the Chambers USA Legal Directory (Chambers & Partners) of recognized practitioners for Real Estate attorney Connecticut, 2015-2023

Chosen for inclusion in The Best Lawyers in America, (Woodward/White, Inc.), Real Estate Law, 2007-2024

Chosen for inclusion in The Best Lawyers in America, (Woodward/White, Inc.), Hartford Real Estate Law Lawyer of the Year, 2013

AV Preeminent rated by Martindale-Hubbell (LexisNexis)

Partners in Change Award, Hartford Area Habitat for Humanity

No aspect of these advertisements has been approved by the highest court of any state. See Awards Methodology.