Partners Joy Harmon Sperling and Elliot Ostrove and associate Lisa Gonzalo discuss a recent ruling affecting the validation notices required by the Fair Debt Collection Practices Act (FDCPA) in a March 11 article for Law360. In the article, "Collection Letters Must Clearly Convey Validation Notice," the authors outline the case, Caprio v. Healthcare Revenue Recovery Group LLC, in which the Third Circuit applied the "least sophisticated consumer" standard to find that "contradictory language in the collection letter could lead an unsophisticated consumer to be uncertain about his statutory right to dispute the debt." The authors write that clarity in debt collection notices is key, even beyond the technical requirements of the FDCPA, in order to ensure that consumers are not confused about their rights or actions required. All three authors are members of Day Pitney's Creditors' Rights and Real Estate Litigation group.
Joy Harmon Sperling, Christina Parlapiano and Michelle Moshe authored an article, "NJ Court Confirms Standing Based on Lost Note Affidavit, When Loss Is Prior to Assignment," published by the New Jersey Law Journal.
Christina Parlapiano and Adam Weiss authored an article, "NY Appellate Court Rules On Foreclosure De-Acceleration of Debt," published by Mortgage Daily.
Joy Harmon Sperling and Rachel Packer authored an article, entitled "Court Clarifies Standing Requirements if Note and Mortgage Separated," published by the New Jersey Law Journal.
Joy Harmon Sperling and Rachel Packer authored an article titled "New Jersey Appellate Division Upholds Priority of Mortgage Over Life Estate" in a recent edition of the New Jersey Law Journal.
Thomas J. O'Neill and Melissa Bruynell Manesse authored an article, "Mortgage Lender Loses Appeal in MA Foreclosure Case," for Mortgage Daily.
Jed Davis was quoted in a breaking news article, "New York eases proposed cyber regulations after industry complaints," published by Reuters.
Joy Harmon Sperling was featured in an article, "Rainmaker Q&A: Day Pitney's Joy Harmon Sperling," in Law360.
Stamford, Conn., August 24, 2015 - Day Pitney is pleased to announce that 68 attorneys have been selected for inclusion in the 2016 Best Lawyers in America. Best Lawyers ranks lawyers through peer-review surveys, and has been published annually since 1983.